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Wind Mitigation Inspections
A Wind Mitigation Inspection report can save you hundreds to thousands yearly off of the premiums that you are currently paying. Insurance companies in Florida recommend this report from a certified wind mitigation inspector to determine which credits apply to a home. At Blu, we exceed typical standards and document in your report all credits for your insurance carrier to reduce the cost on your insurance policy. These discounts apply to your policy every year.
Additionally , your premium will never raise due to the result of the inspection, so it`s risk-free.
During a Wind Mitigation Inspection, what is Examined?
The kind and shape of your roof is the most important aspect of the Wind Mitigation in terms of the reduction you might get. You are most likely to receive a discount if your home has a Hip roof. This particular roof design is the most wind force resistant.
After this, we check the Building code under which the roof was installed. If the permit was made on or after March 1, 2002 and we can find a record of the permit (or if you have it). This is because greater standards of covering and installation were implemented and required after this date by the Florida Building Code.
Next, we check how the roof deck (the wood below the shingle covering) is attached to the rafters (the wooded structure of the roof). The material used is also checked.
How the Trusses are attached to the outside walls of the home is checked, as well. We also check if there is a water resistant barrier between the roof deck and the shingle or tile.
Does the house have hurricane windows, door and garage door? This is pretty unusual in and around Orlando and mainly exists in Southern Florida.
Benefits of a Wind Mitigation Inspection
Safety
Your family’s safety is of the utmost importance, so you want a home that is secure and capable of withstanding the intense and erratic weather we experience in Florida. By doing a wind mitigation inspection, you can gain additional knowledge about how to make your home safer and less vulnerable to hurricane or powerful windstorm damage.
Your inspector will inform you of how secure your home is and frequently provide additional advice on how to make it even more secure and storm-resistant.